Yesterday I was sent an email about my health insurance which I have through my work. It is a really good plan; I pay only 30 bucks a month for both Emily and me. I was sent an "updating" email about how our health insurance will be going up January 2011. To say the least I was just thinking it would only go up a couple of bucks, nope to my surprise it's over a 100 dollar increase to cover both myself and my child. I was astonished! I starting thinking how do other people do it? I know I have excellent benefits through my work, but how do people who don't have insurance through their work pay for insurance? It's so expensive. Then I started thinking of how dumb I was being for complaining because I know that if anything were to happen where Emily or I had to be in the hospital I'd only have to pay either a $15 co-pay or up to $250 for a hospital stay. I know people that have to pay thousands of dollars for hospital stays.
I am lucky to have the benefits I do through my work. At the same time I am a single mom and pushing out another 100 bucks more than I was before is hard. I am now thinking of how I'm going to have to re budget the monthly spending. As of right now Emily and I go month to month with my one paycheck which supports us. My question is how do you other single moms do it? (I'm talking to the moms that don't get financial help from their kid(s) father and without financial assistance from the State.) How do you manage to budget your monthly spending and still be able to do fun things with your kid(s)?
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